FEMA

If your home is impacted by a disaster you may qualify for assistiance from the federal government (FEMA). The easiest way to learn more about FEMA  and to register for assistance is by visiting  www.DisasterAssistance.gov or calling 800-621-3362

IMPORTANT: Duplication of benefits is closely monitored by all sources that serve disaster-impacted households. We are required to do our due diligence when spending Hardin County Strong dollars.  When households are awarded government funding that was provided to assist with disaster recovery, but is instead spent on unapproved items, it prevents Hardin County Strong from assisting that household any further. Households that misspend funding can also be required to repay FEMA. FEMA dollars have an intended purpose:  disaster-related expenses.  Don't spend FEMA money frivolously and make sure to keep receipts and other proof that supports appropriate spending.

SBA

Low-interest federal disaster loans (SBA) are made available to businesses and residents as a result of a federal disaster declaration. Funds can be used to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future. Businesses may borrow up to $2M and households may borrow between $40K - $200K for repair/replacement of damages. Before qualifying for SBA, homeowners must go through the Federal assistance process by making application for FEMA assistance. SBA contact info: 

FOCWAssistance@sba.gov

(800) 659-2955

Here are other important and useful tips that should always be followed after a disaster:  

1. Take pictures of all damages.

2. KEEP RECEIPTS for ALL disaster-related spending. (travel, clean up, repairs, debris disposal, supplies, etc) Lac of receipts and poor documentation used to be overlooked because of the nature of disaster however, this is no longer the case. Not having adequate documentation to support disaster spending can be harmful to you and slow down your recovery process significantly. SAVE YOUR RECEIPTS. NO EXCEPTIONS. 

3. FEMA will provide you with a list of documents they may need when registering you for assistance. Make sure you have copies of important documents together and organized BEFORE a disaster happens. See that list below.   

4. It's very helpful if you keep all disaster-related paperwork and documentation in one location. We recommend using a Hardin County Strong Storm Bag or a divided, tabbed folder to keep documents sorted and organized. You can pick up a Hardin County Strong Storm Bag in the Office of Emergency Management located on the 1st floor of the Hardin County Courthouse at 300 W. Monroe in Kountze. 

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